Comprehensive Housing Counseling

Robin and Simone are in their early 40s and married with 3 children. They were clients of the Urban League of Palm Beach County for over 5 years before becoming new homeowners. Credit issues and lack savings were their key obstacles at first; but after attending the Urban League homebuyer education and other financial workshops, they were able to overcome these obstacles.

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Ms. Foley received a Nationstar mortgage flier in March 2017 with her mortgage statement.  Inside, they included the Urban League of San Diego County’s contact information for financial help. Ms. Foley had been feeling desperate and was receiving frequent calls from scammers. She called and spoke with our affiliate’s counselor, who sent the intake package hard copies via mail to the client.  She knew she wanted to get something started, but didn't have a feeling of urgency.  Towards the end of 2017, she filled it out and called back.  

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Mrs. Reilly wanted to buy a house for her and her grandchildren, but faced multiple financial hurdles to homeownership. She was declined by three banks and was starting to feel hopeless. A year ago, Mrs. Reilly attended a Home Store pre-purchase homebuyer education class at the Urban League of Rochester, and within a week she submitted a housing counseling intake form to Sarah Simson, the Housing Counseling Program Manager. Mrs. Reilly attended a one-on-one counseling session with Sarah. After her meeting, Mrs.

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Atlanta Urban League (GA)
http://ulgatl.org/programs/housing-community-development

Birmingham Urban League (AL)
http://www.birminghamurbanleague.net/chcs_0.aspx

Urban League of Broward County (FL)
http://www.ulbroward.org/HOUSING

Buffalo Urban League (NY)
http://buffalourbanleague.org/

Charleston Trident Urban League (SC)
http://www.ctul.org/programs/housing/

Urban League of Greater Chattanooga (TN)
http://www.ulchatt.net/programs/housing-resources

Chicago Urban League (IL)
http://www.thechicagourbanleague.org/site/default.aspx?PageID=1

Columbus Urban League (OH)
http://www.cul.org/

Urban League of Union County (Elizabeth, NJ)
http://www.uloucnj.org/home0.aspx

Lorain County Urban League (Elyria, OH)
http://www.lcul.org/

Fort Wayne Urban League (IN)
https://ul-fw.iamempowered.com/

The Urban League of the Upstate (Greenville, SC)
http://UrbanLeagueoftheupstate.org/index.php?option=com_content&view=art...

Grand Rapids Urban League (MI)
http://www.grurbanleague.org/housing

Urban League of Hampton Roads (Norfolk, VA)
http://www.ulhr.org/

Urban League of Greater Hartford (CT)
http://www.ulgh.org/

Urban League of Hudson County (Jersey City, NJ)
http://www.ulohc.org/programs/affordable-housing/

Houston Area Urban League (TX)
http://www.haul.org/

Jacksonville Urban League (FL)
http://www.jaxul.org/urbanentrepreneurship.html

Urban League of Kansas (Wichita, KS)
http://www.kansasul.org/?q=HousingHome

Knoxville Area Urban League (TN)
http://www.thekaul.org/what-we-do/opportunity-to-own-housing/

Louisville Urban League (KY)
http://www.lul.org/lul-programs/programs-housing-counseling-neighborhood...

Urban League of Greater Madison (WI)
http://www.ulgm.org/housing

Madison County Urban League (Alton, IL)
http://www.ulmadisonco.org/index.cfm

Minneapolis Urban League (MN)
http://mul.org/

Morris County Urban League (Morristown, NJ)
http://www.ulmcnj.org/housing2.ivnu

Central Florida Urban League (Orlando, FL)
http://www.cful.org/programs-a-services/economic-services.html

Urban League of Philadelphia (PA)
http://www.urbanleaguephila.org/what-we-do/

Phoenix Urban League (AZ)
http://www.gphxul.org/?page_id=19

Urban League of Pittsburgh (PA)
http://ulpgh.org/departments/have-a-home/

Urban League of Rochester (NY)
http://www.ulr.org/ProgramsServices/TheHomeStore.aspx

Urban League of Metropolitan St. Louis (MO)
https://www.ulstl.com/economic-empowerment/hud-housing-counseling/

Urban League of San Diego County (CA)
http://www.sdul.org/index.php?option=com_content&view=category&layout=bl...

Urban League of Metropolitan Seattle (WS)
http://www.UrbanLeague.org/index.php/departments/housing

Urban League of Southern Connecticut (Stamford, CT)
http://www.ulsc.org/

Tallahassee Urban League (FL)
http://www.tallahasseeurbanleague.org/#!services/c21kz

Metropolitan Tulsa Urban League (OK)
http://www.mtul.org/Development.cfm

Urban League of Palm Beach (West Palm Beach, FL)
http://www.ulpbc.org/programs-services/economic-empowerment.html

Greater Warren-Youngstown Urban League (OH)
http://www.wyul.org/component/k2/item/93-fair-housing.html

Greater Washington Urban League (D.C.)
http://www.gwul.org/programs/housing

EMERGENCY ASSISTANCE:
Austin Area Urban League (TX)
(Home Repair)
http://aaul.org/what-we-do/home-repair-services/

Quad County Urban League (OH)
(Mortgage, Rent or Utility arrears)
http://qcul.org/workforce/

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Services include counseling on basic tenant and landlord rights. Other counseling topics in this area are:

  • Eviction and unlawful detainer action
  • Deposit returns
  • Habitability issues
  • Getting repairs done
  • Mediation of tenant / landlord disputes
  • Assisting tenant organizations
  • Legal counseling referrals
  • Pre-rental counseling
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Pre-Purchase/Home buying includes one-on-one and group counseling in the following areas:

  • evaluating mortgagor readiness
  • fair housing education
  • budgeting for mortgage payment
  • finding alternative sources of credit
  • money management
  • identifying and avoiding predatory lending practices
  • learning how to purchase a home using the Section 8 Homeownership Voucher Program.

Participants must complete eight to twelve course hours of counseling. A Homebuyers Certificate is received at the end of counseling sessions.

Potential homebuyers benefit from the workshops geared to provide all the information needed to become a successful homeowner.

Homebuyer Education seminars are supported by various funding sources including the U.S. Department of Housing and Urban Development (HUD) as well as various local, regional, and national financial services institutions.

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What is Comprehensive Housing Counseling?

Comprehensive Housing Counseling – a Signature Program of the National Urban League – empowers individuals to break down barriers and obtain economic equality through education, self-reliance and a greater understanding of financial tools and services. The goal is to break the cycle of poverty and level the economic playing field.

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